To pap or not to pap

Today I made an appointment to do a pap test next week, 2 weeks after start of M as recommended. After that I spoke to my sis who gave me a good scare. She does hers with her gynae at $150 ($180 for first timers). That was waaayyy too ex, wasn't it? She told me nightmare stories of women who spotted for days after the pap test. *scared* what to do, what to do?